Personal and Commercial Checking

Checking accounts are the most frequently used banking products. We offer several different accounts to suit your lifestyle and banking preferences. All checking accounts include a monthly imaged statement, free telephone banking, and free internet banking. We also offer a free VISA Check Card and Web Bill Pay for those who qualify. Each account features a low $100 minimum opening deposit.

Basic Checking

  • No minimum monthly balance
  • Unlimited transactions
  • Monthly maintenance fee $8.50

Best Checking

  • No minimum monthly balance
  • 20 debits paid per statement cycle at no additional charge
  • Charge for chargeable debit in excess of 20 during a statement cycle is $.20 per item
  • Monthly maintenance fee $6.25
  • $6.00 credit toward the purchase of imprinted checks purchased through our bank (costs vary depending on style and quantity chosen)
  • Discounted Travelers Checks
  • Free Money Orders

Economy Checking

  • No minimum monthly balance
  • 15 debits paid per statement cycle at no additional charge
  • Charge for chargeable debit in excess of 15 during a statement cycle is $.20 per item
  • Monthly maintenance fee $4.00

Hometown Checking

  • No minimum monthly balance
  • Unlimited transactions
  • No monthly maintenance fee

Personal Checking

  • A minimum daily balance of $500 avoids all maintenance fees
  • Maintenance fee $6 per cycle plus $.20 for each debit if minimum balance not met

Senior Checking

  • No minimum monthly balance
  • No monthly maintenance fee
  • Free Cashier's Checks
  • Discounted Traveler's Checks
  • Free checks (must accept program checks. If any other type of check is chosen, you will receive a $6 credit towards the purchase.)

Commercial Checking

This checking account allows our commercial customers to offset service charges through an earnings credit from their balances on deposit.